If you are a college student, you must prove that you have the financial means to pay your minimum credit card bill. This includes having assets or an independent income. Consider credit cards designed for students, such as Capital One Platinum Secured credit card, if you have poor credit or no credit. Additionally, you can have a family member who has a good payment history add you as an authorized user. This will help you improve the credit of the person adding you as an authorized user.
Find it Student Cash back
Apply online for the Discover it Cash Back credit cards if your are in school or at work. You can get 5% cashback on select categories. You can personalize your card with an animal or cassette tape design. The percentage of your spending is what determines the cashback rate.
The Discover it student cash back credit card has been voted one of the best student cards available. It provides generous cash rewards as well as a low interest and low annual fees. The card's terms and interface are also quite user-friendly.
Capital One Journey Student Rewards
Students can earn cash back with the Capital One Journey Student Rewards credit cards. You earn one cent per dollar, plus an additional 0.25 percent for on-time payment. If you reach certain thresholds, your points can be used to redeem for a statement credit or a check.
The Capital One Journey Student Rewards card comes with an automatic credit line review. This review takes place six months after opening your account. This review automatically increases your credit line over time. This means that you don’t have to worry if you have too much or too little credit. Capital One also offers CreditWise a credit monitoring program that is free. This service provides easy monitoring of your credit score and alerts you when TransUnion reports are updated.
Discover it Student Credit card
The Discover It Student Credit Card may be a great tool to begin building credit history while you are in college. This card has many benefits including no annual fees and no minimum credit score. In addition, there are no late payment fees or foreign transaction fees. The program also has a fantastic rewards program.
Its cash back program is great for students, since it allows you to earn cash back for purchases at select locations. Qualifying purchases can earn you up to 10% cash back. You don't have to pay an annual fee. Discover will match any cash back you earn in the first year and give you $20 extra for your statement credit.
Discover it Student Secured Cards
If you are a student, you might want a credit card for students that doesn't have an annual fee and offers lots of rewards. Discover it Student Secured Card is a good option. This card offers 2% cash back on gas and 1% on all other purchases. The card also comes with a cashback match. This means that the company will match your cashback after one year. These rewards are very generous and can be used to pay for books or tuition.
The Discover it Secured credit card has a great balance transfer function. Transfer your balance to an unsecure card without affecting the secured card. You can do this by activating a mobile app for free. But you need to be aware that the APR is high and there is a large security deposit. This card is not recommended for people who are unable to pay their bills on-time or have poor credit histories.
Get it Student Visa
The Discover it Student Visa credit cards are available to students. The Discover it Student Visa credit card is a great option for students. You get unlimited cash back your first year. This card is ideal for students who do not use their credit cards often but are still trying to build credit.
This credit card does not have an annual fee and gives cash back on eligible purchases. It also offers 5% cash back in rotating categories. If you earn a B or better in your first year, you will receive a $20 credit to your statement. Discover Deals offer double cashback and 2% cashback elsewhere.