Many rewards programs are available to those who have good credit and are in search of a credit card. Rewards cards that offer purchase protection can be a good option for those who travel often or need additional insurance for their car rentals. You can also take advantage of concierge services that can make traveling easier. It's important to check out the benefits of a rewards card before you decide which one to apply for.
Capital One Venture Rewards Credit card
Capital One Venture Credit Card is an excellent choice if your goal is to earn above-average rewards. This card has an annual fee $95 and provides up to four million miles per year. It is easy to redeem the rewards and Capital One Venture has an expanding network of transfer partners.
The card offers travel benefits including a $100 credit toward TSA precheck or Global Entry, as well as an annual fee credit of $100. In addition, the card offers an exceptional sign-up bonus of 75,000 miles, which doubles its value for the first year. It is important that you note that this bonus does not replace the other benefits.
American Express Gold Card
If you are looking for rewards from your everyday purchases, the American Express gold card for outstanding credit is a great option. The rewards system varies depending on how you use the card and how much you spend each month. The card is a great choice for those who are willing to spend more each month.
There is an annual fee of $250 for this card. This fee must be paid at the time you open the card. The fee is $350 per additional card. You can use the annual fee to open up to five accounts. Important to remember that the annual fee must be paid in advance and must be paid each year after opening the account.
Citi Simplicity Card
Citi Simplicity Card might be the right card for you if you have great credit. This card comes with a relatively low interest and a 21 month 0% intro period on balance transfer. It also has a $5 balance-transfer fee. This is less than the standard, 5% balance transfer fees. It is not the best card for those who value rewards and wish to build credit.
Citi Simplicity Card offers 2% cashback and is a great choice for anyone looking for a credit-card. You can apply for it even if you have excellent or great credit. And the rewards program is very straightforward. In addition to 2% cash back on all purchases, there are no earning caps, categories, or rules. This is the best rewards card for people with excellent credit.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Credit Card could be the right card for you if you are a frequent shopper. The card has flexible rewards and a generous welcome bonus. Double points can be earned for purchases made in hotels, airlines and travel services. The card also offers a 1-to-1 point transfer ratio with partner hotels and airlines.
Chase Ultimate Rewards points will be earned when you apply for the Chase Sapphire Preferred Credit Card. You can use these points to purchase travel and gift cards. You get points that can be used to transfer 1:1 to top-rated hotel and airline partners. In addition, a bonus of 25 percent is awarded when points are redeemed for statement credits. You also get security and other benefits with the card.
J.P. Morgan Reserve Card
If you have good credit, you may be interested in applying to a J.P. Morgan Reserve Card. This card offers many benefits, including no annual fees and high-quality rewards. The Reserve Card isn’t for everyone. However, people with excellent credit should look into it if they have good finances.
The Reserve Card, made from palladium and worth $1,400 an troy ounce, is made. Roadside assistance is free of charge and only costs 27 grams. You also get a $300 annual travel credit.