Getting credit cards for international students is possible, even if you're not a citizen of the country you're studying in. There are several options: Bank of America, Citibank, Bank of America and Discover it(r). These cards are popular among students as they provide many benefits.
Citibank
International students have many options when it comes to credit cards. The Deserve EDU Mastercard doesn't have to be secured or pay an annual fee. In addition, it offers 1% cashback for all purchases. This card is intended for international students who do not have an ITIN or authorization to work in the United States. The card is issued through WebBank and does NOT require a Social Security number. It is also free of any annual fees and does not require a credit score.
Citibank offers several types of student credit cards. Some cards are simple to obtain, others require more work. Some are only available to students at specific institutions. Other cards require a strong credit score.
Bank of America
Bank of America offers credit cards that are suitable for international students. These cards can be more appealing than a standard student card, as they do not have an annual fee and offer 1% cashback for purchases. However, if you do not have a social security number or SSN, you'll need to obtain an ITIN or SSN. Capital One's Platinum cards do not charge annual fees, but they offer limited rewards.
Chase Sapphire Reserve is a good option if you plan to go on a vacation. This credit cards has no foreign transaction fees or annual fees. It also has the option to increase your credit limit after you have made five on-time monthly payments. Be aware of the high annual percentage rates, which are usually around 20%
Discover it(r)
Students receive 5% cashback when they buy Discover it(r). You will also receive 1% cashback for all other purchases. The cash back is available on purchases made at restaurants and gas stations. The Discover it student credit card offers a rewards program that helps students save money and track their expenses.
The rewards rate is high and there is no annual fee. This card does not require you to have a minimum credit rating. Whether you're going abroad or staying at home, this card is an excellent option if you're a student on a budget. Discover will also match the amount you earn the first year.
Chase Freedom Student
Chase Freedom Student credit cards for international students are a good option if you're planning to study abroad. This card provides 1% cash back on all purchases. It doesn't require that you spend a certain amount in specific categories. Activating the card automatically entitles you to a nine month program offering 50% off eligible purchases. The card does not have an annual fee. However there are other terms and conditions.
Chase Freedom Student creditcard is a great option if you don't have much disposable income but don't plan to spend on luxurious items. It has no annual fee and no minimum spending requirements. You will receive a $50 bonus if you make your first purchase within the next three months. This credit card also gives you a $20 bonus on the fifth anniversary.
Capital One
If you're an international student, a Capital One credit card is one of the best options. This card has cash back rewards and was created for international students. It also comes with no foreign transaction fees and no annual fees. The card offers 1.25% cash back on purchases and may qualify for a credit line increase after five on-time monthly payments. However, if you don't have a stable source of income, this credit card may not be for you.
As an international student, you may not have much credit history yet. Capital One Journey Student Credit Card has no annual fees. The Capital One Journey Student Credit Card does not require an SSN. It also offers 1% cashback for purchases. Capital One Platinum Credit Card is another good option for international students. There's no annual fee and you don't need an SSN.