A solid credit card portfolio will make a significant contribution to your financial future. After all, if you've built up your credit history during college, your chances of approval for rewards cards are better than ever. A variety of cards are available to graduates with good credit based on their credit history, spending plans and budget.
Capital One QuicksilverOne Card Rewards Credit Card
The Capital One QuicksilverOne Rewards credit card, which is available to recent college graduates with fair to good credit and who want to build credit, is a great choice. This card is designed to help new grads rebuild their credit by offering a low annual fee of $39 and a rewards program that allows consumers to earn 1.5 percent back on every dollar they spend. The cash can be used to make monthly payment or redeem for statement credit.
Capital One offers several credit cards that offer premium rewards to recent college graduates. There are two options: QuicksilverOne Cash Reward and SavorOne Student. These credit cards offer similar rewards to premium cards but are geared towards college graduates. After making a purchase of $500, both cards provide decent rewards and a $200 bonus.
Capital One SavorOne Credit Card - Student Cash Rewards Credit Cards
The Capital One SavorOne Student cash rewards credit cards offer many benefits that are perfect for students. Capital One SavorOne student cards do not have foreign transaction charges, making them a great option for those who travel a lot. Additionally, you can earn rewards for dining and entertainment. The card does have some limitations. It earns cash back at a lower rate than other categories.
Capital One SavorOne student cash rewards credit card provides cash back for purchases made in restaurants, cafes, and grocery stores. Cash back can be earned at many places, but it is not applicable to Walmart and other big-box stores. The Capital One SavorOne Student Rewards Credit Cards can give you up to 3% cashback for everyday purchases.
Capital One Platinum Secured credit card
The Capital One Platinum Secured credit card is a great option for recent college graduates who want to improve their credit score. This card doesn't come with many frills, but it has no annual fee and no foreign transaction fee. MoneyGeek offers a detailed review. It will give a summary of the features and help you compare it with other credit options.
A great choice for recent college graduates is the Capital One SavorOne Student cash Rewards Credit Card. You will earn rewards on everyday purchases with this card. It can also help you to build your credit history, build good habits, and increase your credit score. It can also lead to an increase in your credit limit within six months. With this card, you can get 1% cash back for purchases. The cash back you earn can be increased to 1.25 if your payments are made on time.
Petal 2 "Cash Back, No Fees" Visa Credit Card
The Petal 2 Visa Credit Card, Cash Back, No-Fees, for recent college graduates, is designed to help recent grads build credit and manage finances. Its algorithm considers your income, savings and spending and may even factor in your credit score. Just link your bank accounts to Petal's web site. While the site will have read-only permission to your account, it will not save your login credentials.
The Petal 2 "Cash Back, No-Fees" Visa Credit Card for recent college graduates from WebBank is an excellent option for recent college graduates with no credit history. It rewards credit-worthy behavior but may prove confusing to newbies. It's a great option for recent grads that don't want to have to pay annual or monthly charges but still need a creditcard.