If you are a college student, you must prove that you have the financial means to pay your minimum credit card bill. This means having assets or independent income. If your credit is poor or nonexistent, you may want to consider credit cards for students that are designed to help you build credit, such as the Capital One Platinum Secured Credit Card. A family member with a history of good payments can add you as an authorized users. This will help you improve the credit of the person adding you as an authorized user.
Get Student Cash Back
The Discover it Student Cashback credit card can be applied online by students or workers in schools. This card offers 5% cashback for rotating categories. You have the option to personalize your card by selecting an animal design, or a cassette tape. The categories that you spend the most money on will affect the cash back rate.
One of the most rewarding student credit cards is the Discover it Student Cash back credit card. You get generous cash rewards, a low interest rate, and a low annual cost. This card also comes with a surprisingly user-friendly interface and terms.
Capital One Journey Student Reward Program
Capital One Student Rewards credit card is for students and offers cash back rewards. One cent can be earned for every dollar spent, and you get an additional 0.25% if you make on-time payments. Your points can also be used to purchase a statement credit card or a cheque if you meet certain thresholds.
Capital One Journey Student rewards card includes an automatic creditline review. The review starts six months after your account is opened. This review automatically increases your credit line over time. This means you don't have worry about running out of credit in future. Capital One offers CreditWise, a free credit monitoring service. This service allows you to be alerted to any changes in TransUnion credit reports, making it easy for you to monitor your credit score.
Discover it Student Credit card
The Discover It Student Credit Card can be a great way to start building a credit history while in college. This card has many benefits including no annual fees and no minimum credit score. Additionally, there are no foreign transaction fees or late payments fees. And it has an excellent rewards program.
The cashback program allows students to earn cash back at selected locations. On qualifying purchases, you can get up to 10% cashback. There is no annual fee and Discover matches any cash back earned in the first year with an additional $20 statement credit.
Discover it Student Secured Cards
You may need a student credit to pay your school fees. The Discover it Student Secured Card can provide that. This card offers a 2% cashback on gasoline and 1% on any other purchases. Moreover, the card comes with a cash back match, so the company will match your cash back after the first year of use. These rewards are extremely generous and can be used as a way to pay for books or tuition.
The Discover it Secured cards offers great balance transfer features. You can transfer your balance from your secured card to an unsecured one. You can do it by activating a smartphone app free of charge. But you need to be aware that the APR is high and there is a large security deposit. It is not recommended that anyone who can't pay their bills in time or has poor credit ratings apply for this card.
Discover it Student Visa
The Discover it Student Visa credit cards are available to students. This card gives students unlimited cash back and a variety other benefits. It's a great option for those who don't use their credit cards much but are still looking to build credit.
This credit card has no annual fee and offers cash back on eligible purchases. It also offers 5% cash back in rotating categories. You can also get $20 in statement credit for a first-year grade of 'B' or higher. The Discover card also offers 2% cash back everywhere else, as well as Discover Deals, which offer double cash back.