If you're a college student looking to apply for a credit card you must show that you have the funds to pay the minimum credit cards bill. This is a requirement that you have assets or an independent income. Consider credit cards designed for students, such as Capital One Platinum Secured credit card, if you have poor credit or no credit. An authorized user can be added by a family member with good payment history. This will help you improve the credit of the person adding you as an authorized user.
It's Student Cash Back
You can apply online for the Discover it Student cash Back credit card if you are a student or working in a field. You can get 5% cashback on select categories. You can personalize the card by choosing either an animal design (or a cassette tape). You can choose to have your cash back rate vary depending on which categories you spend most.
One of the most rewarding student credit cards is the Discover it Student Cash back credit card. It offers generous cash rewards and a low interest rate and a low annual fee. This card also comes with a surprisingly user-friendly interface and terms.
Capital One Journey Student Rewards
Capital One Journey Student rewards credit card for students provides cash back on purchases. Earn one cent per dollar and receive an additional 0.25 for on-time payments. Your points can also be used to purchase a statement credit card or a cheque if you meet certain thresholds.
Capital One Journey Student Rewards cards include an automatic credit-line review. The review starts six months after your account is opened. This will automatically increase your credit limit over time. This means that you don’t have to worry if you have too much or too little credit. Capital One also offers CreditWise a credit monitoring program that is free. This service will alert you to any changes in your TransUnion credit reports and make it easy to track your credit score.
Discover it Student credit card
The Discover It Student Credit Card could be a great option to help you start building credit while in college. This card comes with a number of benefits such as no annual fee or minimum credit score. The card does not charge foreign transaction fees or late payment fees. The program also has a fantastic rewards program.
Students love its cash back program, which allows them to receive cash back on select purchases. Qualifying purchases can earn you up to 10% cash back. The card does not have an annual fee. Discover will match all cash back earned during the first 12 months with an additional $20 statement credit.
Discover it Student Secured Credit Card
Student credit cards are great for students who are in school. They don't charge an annual fee, and offer many rewards. Discover it Student Secured Card provides that. This card allows you to get 2% cash back for gas and 1% for all other purchases. You will also get a cash back match from the company after your first year. These rewards can be used to purchase books or tuition.
The balance transfer feature of the Discover it Secured card is fantastic. You can transfer your balance from your secured card to an unsecured one. You can activate a mobile application for free to do this. But you need to be aware that the APR is high and there is a large security deposit. This card is not recommended for people who are unable to pay their bills on-time or have poor credit histories.
Learn it Student Visa
If you're a student you can use the Discover it Student Visa Credit Card. This card gives students unlimited cash back and a variety other benefits. This card is a great choice for people who don't use credit cards often but still want to build credit.
The credit card comes with no annual fees and cash back for eligible purchases. The card also offers cash back of 5% in rotating categories. In addition, there's a $20 statement credit if you get a 'B' or better in your first year. Discover Deals offer double cashback and 2% cashback elsewhere.