If you are a student who wants to apply for credit, you will need to show proof that you can pay the minimum credit-card bill. This includes having assets or an independent income. Consider credit cards designed for students, such as Capital One Platinum Secured credit card, if you have poor credit or no credit. Additionally, you can have a family member who has a good payment history add you as an authorized user. This will improve the credit rating of the person you are adding to your authorized user account.
Discover it Student Cash Back
Online application for the Discover it student cash back credit card is possible if you're a student or working. The card gives you 5% cashback on certain categories. You can choose to have your card personalized by choosing an animal design or a cassette tape. You can choose to have your cash back rate vary depending on which categories you spend most.
The Discover it Student cash back credit card is one the most rewarding on the market. It offers large cash rewards, a low rate of interest, and a very low annual fee. It also has a user-friendly interface.
Capital One Journey Student Reward Program
The Capital One Journey Student Rewards credit card for students offers cash back rewards on purchases. One cent can be earned for every dollar spent, and you get an additional 0.25% if you make on-time payments. Your points can be used for statement credit, or a check, if you meet certain requirements.
Capital One Journey Student rewards card includes an automatic creditline review. This review is initiated six months after account opening. This increases the credit line gradually. This will ensure that you don't have to worry about getting too or too little credit in the future. Capital One also offers CreditWise, which is a free credit monitoring system. This service allows you to be alerted to any changes in TransUnion credit reports, making it easy for you to monitor your credit score.
Discover it Student Credit card
The Discover It Student Credit Card may be a great tool to begin building credit history while you are in college. There are many benefits to the card, including no annual fee and no minimum credit score. You will also not be charged late payments fees or foreign transaction charges. You also get great rewards.
The cashback program allows students to earn cash back at selected locations. Qualifying purchases can earn you up to 10% cash back. The card offers no annual fee, and Discover matches all cash back earned during the first year with an extra $20 statement credit.
Discover it Student Secured card
Student credit cards are great for students who are in school. They don't charge an annual fee, and offer many rewards. This is what the Discover it Student Secured Card offers. This card offers 2% cash back on gas and 1% on all other purchases. You will also get a cash back match from the company after your first year. These rewards are extremely generous and can be used as a way to pay for books or tuition.
The balance transfer feature of the Discover it Secured card is fantastic. Transfer your balance to an unsecured card and it will not affect your secured card. You can do it by activating a smartphone app free of charge. However, you should be aware of its high APR and hefty security deposit. The card should be avoided by people who cannot pay their bills or have poor credit records.
Get it Student Visa
The Discover it Student Visa credit cards are available to students. The Discover it Student Visa credit card is a great option for students. You get unlimited cash back your first year. This card is a great choice for people who don't use credit cards often but still want to build credit.
This credit card has no annual fee and offers cash back on eligible purchases. This card offers 5% cashback on eligible purchases. If you earn a B or better in your first year, you will receive a $20 credit to your statement. The Discover card also offers 2% cash back everywhere else, as well as Discover Deals, which offer double cash back.