Before you decide to sign up, check your credit score. Some sites get paid by lenders or banks. You can opt out of receiving solicitations from these institutions if you prefer. This is a bad idea. These services can also send unsolicited emails to you.
WalletHub
WalletHub can help you check your credit history. You don't have to enter any credit card information. It's also free. WalletHub may require that you prove your identity before you can access your credit score. To sign up, visit WalletHub.
WalletHub offers free credit monitoring. They provide you with daily credit score updates and personal credit analysis. They can also make recommendations for credit cards.
Mint
Mint, a credit karma site like Mint, can help you manage your finances whether you are a small business owner or an executive with a lot of resources. You can get free credit scores, credit monitoring, and money management advice. Mint allows you to see your income, expenses as well as your investments, credit score and net worth. You can also see when each account was opened and how you used it.
Mint has an account aggregation function that makes it easy to see what you spend, while YNAB focuses more on those with high spending habits. Both of these financial tools can be used to manage your finances in a systematic and regular manner. There are also free trials available. You can also subscribe to these services.
Learn more
If you are interested in improving your credit score, there are many Discover sites like credit karma that can help you. These services take your Experian credit score into account and give you monthly updates. However, the service is less comprehensive than other credit score services. Discover offers an easy way to verify your credit score.
Chase
Credit Karma, along with its cousin Credit Journey by Chase, offer credit score monitoring tools and score simulator tools. They offer many other services such as email alerts or savings alerts. You can even get a VantageScore calculated based on your credit history. These sites are completely free and offer many useful features.
Credit Karma does have some limitations, however. The website isn't intrusive at all. It's very well designed and allows you to get a free credit rating based on TransUnion reports. Your SSN will be required to access your score. The service will then update your score every week. If you are looking for ways to improve your financial management, it is a great place.