If you are a college student, you must prove that you have the financial means to pay your minimum credit card bill. This means having assets or independent income. Consider credit cards for students if your credit score is low or absent. These credit cards are designed to help you improve credit. Additionally, you can have a family member who has a good payment history add you as an authorized user. This will improve your credit score by adding you to the authorized user list.
Learn it Student Cashback
If you're in school or working at a job, you can apply for the Discover it Student Cash Back credit card online. The card provides 5% cash back on selected categories. You can personalize the card by choosing either an animal design (or a cassette tape). The categories that you spend the most money on will affect the cash back rate.
The Discover it student cash back credit card has been voted one of the best student cards available. It offers generous cash rewards and a low interest rate and a low annual fee. The terms and interface of this card are also very user-friendly.
Capital One Journey Student Reward Program
Capital One Journey Student rewards credit card for students provides cash back on purchases. Earn one cent per dollar and receive an additional 0.25 for on-time payments. Your points can also be used to purchase a statement credit card or a cheque if you meet certain thresholds.
The Capital One Journey Student Rewards card comes with an automatic credit line review. This review begins six months after you open your account. This automatically increases the available credit line over time. This means that you won't need to worry about having too little or too much credit in the future. Capital One also offers CreditWise a credit monitoring program that is free. This service allows you to be alerted to any changes in TransUnion credit reports, making it easy for you to monitor your credit score.
Discover it student credit card
The Discover It Student Credit Card can be a great way to start building a credit history while in college. This card has many benefits including no annual fees and no minimum credit score. There are also no foreign transaction fees and late payment fees. It has an excellent rewards programme.
Students love its cash back program, which allows them to receive cash back on select purchases. Qualifying purchases can earn you up to 10% cash back. The card does not have an annual fee. Discover will match all cash back earned during the first 12 months with an additional $20 statement credit.
Discover it Secured Card for Students
Student credit cards are great for students who are in school. They don't charge an annual fee, and offer many rewards. Discover it Student Secured Card provides that. This card provides 2% cashback for gas and 1% on all purchases. You will also get a cash back match from the company after your first year. These rewards are generous and can be used for tuition or books.
The Balance Transfer feature on the Discover it Secured Card is a fantastic one. You can transfer your balance from your secured card to an unsecured one. This can be done by activating a free mobile app. Be aware of its high APR, as well as the large security deposit. You should not apply if you are unable or unwilling to pay your bills on time.
Find it Student Visa
The Discover it Student Visa credit cards are available to students. This card offers a variety of rewards for students, including unlimited cash back in your first year. This card is great for people who don’t use credit cards as often but want to improve their credit score.
This credit card has no annual fee and offers cash back on eligible purchases. The card also offers cash back of 5% in rotating categories. If you earn a B or better in your first year, you will receive a $20 credit to your statement. You can also get 2% cashback anywhere else with the Discover Card, and Discover Deals which give you double cash back.