If you are a college student, you must prove that you have the financial means to pay your minimum credit card bill. This requires assets and independent income. Consider credit cards for students if your credit score is low or absent. These credit cards are designed to help you improve credit. You can also have a relative with a strong payment history add you to your authorized user list. This will help you improve the credit of the person adding you as an authorized user.
Get Student Cash Back
The Discover it Student Cashback credit card can be applied online by students or workers in schools. You can get 5% cashback on select categories. You can personalize your card with an animal or cassette tape design. The percentage of your spending is what determines the cashback rate.
The Discover it Student cash back credit card is one the most rewarding on the market. You get generous cash rewards, a low interest rate, and a low annual cost. It also has a user-friendly interface.
Capital One journey Student Rewards
Students can earn cash back with the Capital One Journey Student Rewards credit cards. You can earn one cent for every dollar spent and an additional 0.25% for on-time payments. If you reach certain thresholds, your points can be used to redeem for a statement credit or a check.
The Capital One Journey Student Rewards card comes with an automatic credit line review. This review begins six months after you open your account. This automatically increases your credit available over time. This means you don't have worry about running out of credit in future. Capital One also offers a free credit monitoring program called CreditWise. This service allows you to be alerted to any changes in TransUnion credit reports, making it easy for you to monitor your credit score.
Discover it Student Credit Card
The Discover It Student Credit Card offers a great opportunity to get credit history started while at college. There are many benefits to the card, including no annual fee and no minimum credit score. The card does not charge foreign transaction fees or late payment fees. You also get great rewards.
The cashback program allows students to earn cash back at selected locations. For qualifying purchases, you could earn as much as 10% cash back. The card offers no annual fee, and Discover matches all cash back earned during the first year with an extra $20 statement credit.
Discover it Student Secured Credit Card
A student credit card with no annual fees and lots of rewards is a great option for students. Discover it Student Secured Card may be able to provide this. This card offers 2% cash back on gas and 1% on all other purchases. You will also get a cash back match from the company after your first year. These rewards are generous and can be used for tuition or books.
The Balance Transfer feature on the Discover it Secured Card is a fantastic one. Your balance can be transferred to another unsecured credit card without affecting your secured one. You can activate a mobile application for free to do this. You should however be aware of the high APR and large security deposit. It is not recommended that anyone who can't pay their bills in time or has poor credit ratings apply for this card.
Learn it Student Visa
The Discover it Student Visa credit cards are available to students. The card comes with a range of benefits for students, including unlimited cashback in the first year. It's an excellent option for those who don’t use their credit cards very often, but still wish to build credit.
This credit card is free of annual fees and offers cashback on eligible purchases. It also offers 5% cash back in rotating categories. Additionally, the first year you receive a grade of "B" or higher, you'll get a $20 statement credit. You can also get 2% cashback anywhere else with the Discover Card, and Discover Deals which give you double cash back.