Credit cards are available for those with good credit. Some cards may have annual fees, making them more costly. Other cards are free. People with good to excellent credit will typically get the best interest rate. Look out for rewards cards. These rewards might be worth the annual cost, or can be added to the card with additional benefits.
Wells Fargo Active Cash
If you're looking to get a credit card that offers generous rewards, the Wells Fargo Active Cash card might be right for you. You get a $0 annual fee, and you can earn unlimited rewards on all purchases. It offers a wide range of unique benefits. Your cash rewards can be used for merchandise, gift cards, and statement credit redemptions. You can also redeem your cash rewards at Wells Fargo ATMs. It also allows you to deposit directly into your bank account. And it comes with no annual fee, so you don't have to worry about spending a lot of money on an introductory period.
The Wells Fargo Active Cash creditcard is a Visa Signature product. It is almost universally accepted by merchants. It does however come with a foreign transaction fee of 3%. Still, it's a good option for most situations, especially for domestic trips. If you have great credit, Wells Fargo can increase your credit limit. You can also get bonus cash from the card.
Capital One SavorOne Cash Reward for Good Credit
For those with good credit, the Capital One SavorOne Cash Rewards credit card offers a variety of benefits. It offers unlimited cash back for dining out or other purchases. As long as you have a credit score of seven hundred or higher, you should be able to qualify for this card.
Capital One SavorOne Credit Rewards credit cards offer a 4% cashback rate. This card also has a low annual fee of $95 and a $200 early spend bonus. Capital One Travel provides 5% cashback when you purchase hotel rooms with this card. You also get 8% cashback when you purchase Vivid Seats. Additional benefits include 1% cashback on all purchases.
The other benefits of the Capital One SavorOne Cash Rewards credit card are no annual fee and good cash back rates for dining, entertainment, and grocery shopping. This card has a no-annual-fee option and offers great rewards on dining, entertainment, and streaming services.
Chase Freedom Unlimited
Chase Freedom Unlimited offers great cash back credit cards for people with good credit. There is no annual fee, and the APR is 0% for 15 months. You also get purchase protection for new purchases, which covers you for 120 days starting at the purchase date. This protection can be worth up to $500 per claim or $50,000 per account.
Chase Freedom Unlimited credit is a cashback credit card with flexible redemption options. Cash back is available at no minimum and points can be redeemed for travel, gift cards, cashback or cash back. However, keep in mind that your point value may vary depending on how you choose to redeem them.
If you have good credit and are looking for a cash back credit card, the Chase Freedom Unlimited may be the best choice. The rewards program can reward you with Lyft rides, dining at restaurants, or drugstore purchases. Additionally, the Chase Freedom Unlimited offers no annual fee and is linked to Chase's Ultimate Rewards program.